In today's economy, a good credit score is more valuable than ever, and for many, improving your score has become a financial priority. Turn on the radio, flip on the TV or head to the company water cooler and you'll likely be bombarded with various credit-improving strategies. But not all advice is good advice. Here are nine credit score myths that could actually do more harm than good.

Arizona Legal Studies Discussion Paper No. 09-35, "Underwater and Not Walking Away: Shame, Fear and the Social Management of the Housing Crisis" by Brent T. White The University of Arizona, James E. Rogers College of Law, December 2009

Recent article from The Cromford Report summarizing market activity data as of the month of April 2011 indicating very positive trends for Phoenix area real estate